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Turning to Technology

... to improve Production (way back in 2008) This article is the ninth of a series that was published in the De Rebus, the South African Attorneys Journal, and it is designed to let the smaller practice identify with practice management issues and to assist in...

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Interest and the NCA

Are you running the risk of being fined for the incorrect interest calculation applied by your software? With the implementation of the National Credit Act in 2006, came a different manner of calculating interest on outstanding balances of debtors. Gone were the days...

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What? Interest on Interest?!

The National Credit Act has brought about a number of changes to the legislation governing debt, credit granting and the recovery of outstanding debt in South Africa. The changes brought about by the National Credit Act have been the subject of many debates across the...

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Section 103 vs In Duplum Rule

The In Duplum Rule is dead!   - Long Live the In Duplum Rule! In the recent Nedbank v The National Credit Regulator, Judge Malan clarifies the position around the In Duplum Rule and confirms the declaratory order previously given by Judge du Plessis relating to it....

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Distribution of funds

Does your software distribute money collected correctly and what are your risks? Section 126(3) of the National Credit Act deals with the allocation of payments received from debtors and expressly provides as follows: (3) A credit provider must credit each payment...

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